Many Australians choose to take out private health cover to avoid being in a situation where they cannot afford the health care they need. This can include undergoing major surgery in a private hospital, easing the cost of regular visits to the optometrist, physiotherapist, and of course your 6 monthly visit to the dentist. Whether what you have as private health cover suits all of your health care needs is not clear cut.
If you already have private health cover, you need to check if what you have is in fact what you need. It’s important to realise that not all private health insurers and products are the same, and each should be judged on their own merit. There are many rules and complicated policies in place that make the decision process very difficult. If you have private health cover, regularly review your choice of policy, and consider whether your private health cover is still right for you. – ADA Factsheet on Private Health Insurance.
The ADA has compiled Private Health Insurance coverage data and presented in an easy to follow tool.
If you feel that your private health insurance is lacking, or you feel you are just paying too much for what you receive back visit Time 2 Switch to check your policy and what you are receiving from your Private Health insurer as well as review other resources about Private Health Insurers in Australia.